A bit technical question here... I want to simulate an heterozygous indel starting from a piece of reference genome (FASTA file) and I thought about the following workflow to do it. Could you comment it? Is it a good idea or is there a better approach?
- copy of reference file (let's call it ref.fasta) to ref_insert.fasta 
- edit ref_insert.fasta and insert a sequence of 10bp for instance, 
- concatenate both fasta files ref.fasta into a new fasta file (ref_diploid.fasta) 
- simulate short reads with a simulator (my favorite one is wgsim) disabling mutations generator, 
- align and then detect variants. 
Of course, you're right. Good point, thank you Stefano.