I have a bachelors and masters degrees in Biochemistry. I am currently enrolled in Bioinformatics Ph. D. program. I see that lots of people list bioinformatics as a skill and truly the discipline is becoming more multidisciplinary in nature and and an easily accessible niche. I plan to get into pharma or biotech research/industry and academia as a last choice. I just wanted to know how valuable it is now and in the future given constraints listed.
I've dropped out of 2 PhD programs, and I am still debating a somewhat similar question.
I think finding the right way to represent your abilities is important. So, if you have concerns about the ability to build off what you are doing for long-term plans, then I think you should take that seriously.
However, if you are having problems, then I think you should first try to ask for advice from your local support system. Regardless how you leave, you want to do so on the best possible terms.
If you think you are doing well (and you aren't encountering any problems), then I think waiting to finish your commitments while taking your time to look into what to do after you graduate may be the preferable option.
I pose the question in terms of having an MS in Bioinformatics versus a PhD in Genomics, but you can read more about my experiences here: